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	<title>Mr Credit Radio</title>
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	<description>Monday-Friday @ Noon on ESPN Radio San Diego - 1700AM</description>
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		<title>Mr Credit Radio</title>
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		<title>How a Cell Phone Affects Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/09/01/how-a-cell-phone-affects-your-credit-score/</link>
		<comments>http://mrcreditblog.com/2011/09/01/how-a-cell-phone-affects-your-credit-score/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 16:51:02 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[Mr Credit]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=405</guid>
		<description><![CDATA[Your cell phone bill is a perfect example of how things affect Your Credit Score without an ounce of fairness attached to it. If You pay on time, it won&#8217;t help You. If You stop paying, then the bill gets sent to collections and can absolutely CRUSH Your Credit Score. I learned this first hand <a href="http://mrcreditblog.com/2011/09/01/how-a-cell-phone-affects-your-credit-score/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=405&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>How a Foreclosure Affects Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/08/25/how-a-foreclosure-affects-your-credit-score/</link>
		<comments>http://mrcreditblog.com/2011/08/25/how-a-foreclosure-affects-your-credit-score/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 22:53:52 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Mr Credit]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=347</guid>
		<description><![CDATA[There is a lot of Question about the difference between and Short Sale and Foreclosure and ultimately which is more impactful on Your Credit Score. The Truth is, it really depends, but it&#8217;s not that complicated. You can learn all the secrets in this quick video. Just don&#8217;t forget there are two things to consider <a href="http://mrcreditblog.com/2011/08/25/how-a-foreclosure-affects-your-credit-score/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=347&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>How Long a Bad Account can Affect Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/08/18/how-long-a-bad-account-can-affect-your-credit-score/</link>
		<comments>http://mrcreditblog.com/2011/08/18/how-long-a-bad-account-can-affect-your-credit-score/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 01:25:57 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[bad accounts credit score]]></category>
		<category><![CDATA[San Diego Mortgage]]></category>
		<category><![CDATA[san diego real estate]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=339</guid>
		<description><![CDATA[The most important thing to understand about bad accounts affecting Your Credit Score&#8230; Time is on Your side. The older a bad account gets, the less it affects Your Credit Score in a negative way. For example, a 30-day late payment on a Credit Card will only hurt You for about 6 months if You <a href="http://mrcreditblog.com/2011/08/18/how-long-a-bad-account-can-affect-your-credit-score/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=339&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>How much an Inquiry affects Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/07/26/how-much-an-inquiry-affects-your-credit-score/</link>
		<comments>http://mrcreditblog.com/2011/07/26/how-much-an-inquiry-affects-your-credit-score/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 22:01:37 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[hard inquiry]]></category>
		<category><![CDATA[inquiry affect credit score]]></category>
		<category><![CDATA[soft inquiry]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=310</guid>
		<description><![CDATA[If You have ever thought every inquiry hurts Your Credit Score, I can tell you with certainty, this is False. For example, any inquiry in which You are pulling Your own Credit Report, will not affect Your Credit Score. It is technically not an &#8220;application for credit&#8221; and is therefore deemed a Soft Inquiry.  Other <a href="http://mrcreditblog.com/2011/07/26/how-much-an-inquiry-affects-your-credit-score/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=310&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>The Truth about Debt Settlement &#8211; The Worst Possible thing for Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/07/25/the-truth-about-debt-settlement-the-worst-possible-thing-for-your-credit-score/</link>
		<comments>http://mrcreditblog.com/2011/07/25/the-truth-about-debt-settlement-the-worst-possible-thing-for-your-credit-score/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 19:59:11 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[debt settlement program san diego]]></category>
		<category><![CDATA[San Diego Bankruptcy Attorney]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=306</guid>
		<description><![CDATA[Debt settlement is the worst financial move You can make. By design, the &#8220;Debt Settlement Program&#8221; destroys Your Credit Score for years. Typically, You save much less money than just settling the accounts on Your own. The first thing You are instructed to do when You sign up for a Debt Settlement Program, is to <a href="http://mrcreditblog.com/2011/07/25/the-truth-about-debt-settlement-the-worst-possible-thing-for-your-credit-score/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=306&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>How to get Your Credit Score&#8230;Fast.</title>
		<link>http://mrcreditblog.com/2011/07/24/how-you-get-a-credit-score-fast/</link>
		<comments>http://mrcreditblog.com/2011/07/24/how-you-get-a-credit-score-fast/#comments</comments>
		<pubDate>Sun, 24 Jul 2011 19:08:18 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[buy a home in san diego]]></category>
		<category><![CDATA[get a credit score quickly]]></category>
		<category><![CDATA[San Diego Real Estate Agent]]></category>
		<category><![CDATA[san diego realtor]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=300</guid>
		<description><![CDATA[If You need Your Credit Score quickly, this is the Video for You. There are Secrets within on exactly how to get a Credit Score, make it a good one and make it all happen QUICKLY. If You already need Your credit for something, then be prepared to be patient. QUICKLY in the world of <a href="http://mrcreditblog.com/2011/07/24/how-you-get-a-credit-score-fast/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=300&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Never Close a Credit Card Account if You care about Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/07/23/never-close-a-credit-card-account/</link>
		<comments>http://mrcreditblog.com/2011/07/23/never-close-a-credit-card-account/#comments</comments>
		<pubDate>Sat, 23 Jul 2011 16:54:33 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[credit repair service]]></category>
		<category><![CDATA[repair your credit]]></category>
		<category><![CDATA[san diego crédit repair]]></category>
		<category><![CDATA[san diego crédit service]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=291</guid>
		<description><![CDATA[If You think closing a credit card account is going to make things better for Your Credit Score, think again. You stand to gain absolutely nothing by closing ANY account on Your credit profile. The Credit Scoring model WANTS to see that You have open and &#8220;active&#8221; accounts. Many people who really need a Credit <a href="http://mrcreditblog.com/2011/07/23/never-close-a-credit-card-account/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=291&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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		<title>How Student Loans affect Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/07/22/how-student-loans-affect-your-credit-score/</link>
		<comments>http://mrcreditblog.com/2011/07/22/how-student-loans-affect-your-credit-score/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 23:05:33 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[Mr Credit]]></category>
		<category><![CDATA[san diego crédit repair]]></category>
		<category><![CDATA[student loans credit]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=284</guid>
		<description><![CDATA[Most likely, You do not completely understand exactly how student loans affect Your Credit Score. This quick video details how you can maximize your score around the student loans. The big thing with Student Loans is to not make assumptions.  They will never &#8220;automatically&#8221; go into deferment.  Check Your Credit Report often while You have <a href="http://mrcreditblog.com/2011/07/22/how-student-loans-affect-your-credit-score/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=284&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>How to Fix Errors on Your Credit Report and Improve Your Credit Score</title>
		<link>http://mrcreditblog.com/2011/07/21/how-to-fix-errors-credit-report/</link>
		<comments>http://mrcreditblog.com/2011/07/21/how-to-fix-errors-credit-report/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 19:22:56 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[credit repair agencies]]></category>
		<category><![CDATA[credit score repair]]></category>
		<category><![CDATA[fast credit repair]]></category>
		<category><![CDATA[how to repair your credit]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=277</guid>
		<description><![CDATA[Finding out you have an error on your Credit Report is a horrible feeling. However, trying to contact the credit bureaus and work with them in a logical sense is even greater madness. If You want to go at this alone, be prepared to be patient, vigilant, and thorough. You CAN win at this game <a href="http://mrcreditblog.com/2011/07/21/how-to-fix-errors-credit-report/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=277&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Why Your Credit Score is Different with each Credit Bureau&#8230;</title>
		<link>http://mrcreditblog.com/2011/07/20/why-you-have-different-scores-with-each-credit-bureau/</link>
		<comments>http://mrcreditblog.com/2011/07/20/why-you-have-different-scores-with-each-credit-bureau/#comments</comments>
		<pubDate>Wed, 20 Jul 2011 23:31:52 +0000</pubDate>
		<dc:creator>Mr. Credit</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score Secrets]]></category>
		<category><![CDATA[Mr Credit]]></category>
		<category><![CDATA[my credit specialist]]></category>
		<category><![CDATA[san diego crédit bureau]]></category>
		<category><![CDATA[san diego crédit repair]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://mrcreditblog.com/?p=272</guid>
		<description><![CDATA[The Government and Credit Bureaus would love for You to believe that having 3 Credit Bureaus promotes competition and is good for the American Consumer. However, if there were only 1 Credit Bureau, the current system would still have mountains of mistakes. With 3, it&#8217;s the biggest &#8220;pile of coat-hangers&#8221; You could ever imagine. Most <a href="http://mrcreditblog.com/2011/07/20/why-you-have-different-scores-with-each-credit-bureau/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mrcreditblog.com&amp;blog=24921803&amp;post=272&amp;subd=mrcreditradio&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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