You MUST File a Bankruptcy BEFORE You do a Short Sale in San Diego

July 18, 2011

Mr. Credit Bankruptcy, Credit Score Secrets, Foreclosure, Loan Modification, Short Sale , , , , Leave a comment

Doing a Short Sale is far better for Your Credit Score than a Foreclosure, but it’s very important to file for Chapter 7 Bankruptcy before you do a Short Sale or Foreclosure in San Diego. If you don’t, then you might not Qualify for the Chapter 7 Bankruptcy, which would be incredibly unfortunate. At that point, doing a Chapter 13 Bankruptcy might be Your only option, which means You will be “in Bankruptcy” for 3-5 years instead of 3 months!

By filing the Chapter 7 Bankruptcy FIRST, You will eliminate any potential liability you have from the Property. The IRS, the Lenders on Your mortgages, Property Taxes, etc. No one will be able to touch You. Home FREE. If you want a Free Bankruptcy Consultation in San Diego, call the McDonald Legal Group at 858.437.0103 and just mention “Mr. Credit”. If any attention is needed on Your Credit Score, I’m happy to help You as much as I can for Free.

Former Bank Employee shares Secrets about Loan Mods, Short Sales

July 16, 2011

Mr. Credit Best of Radio Show, Foreclosure, Loan Modification, Short Sale , , , , Leave a comment

Former Big Bank employee, Jacalyn Blank of Short Sale Solutions in San Diego is Live in studio sharing all the inside Secrets with Mr. Credit about how the Bank views and deals with Loan Modifications and Short Sale approvals. Of course, a Short Sale in San Diego is different from a Short Sale in Las Vegas or anywhere else for that matter… they are ALL different scenarios, but it’s the Nuts and Bolts of how the decision is made, who it’s made by and how it’s effecting people that matters. She also uncovers a SCAM in San Diego Real Estate that is totally unethical and unnerving at the same time. Be very careful about how you chose a Real Estate Agent to work with… Like usual, there is always a better way to protect Your Credit Score when facing a Short Sale or Foreclosure for that matter.

How a Loan Modification affects Your Credit Score

July 15, 2011

Mr. Credit Credit Repair, Credit Score Secrets, Foreclosure, Loan Modification, Short Sale , , , , Leave a comment

Do not believe anything you hear in the media about Loan Modifications. This thing has TOO much politics around it, but what doesn’t these days…? If you want the straight truth, watch this video and learn why the Bank will put You in a Trial payment plan, how it benefits them and ultimately crushes Your Credit Score and traps you from being able to do anything outside of what they say. If you are stuck in what I call “The Loan Mod Nightmare”, please reach out to me right away and I’ll help You figure it out… No matter how bad it may seem, there is always a “best” way to protect or improve Your Credit Score.

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